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Home and Renter's Insurance in Baton Rouge

Owning a home can be one of the most important investments you ever make. Even if you rent, your furnishings are of great importance to you and should be protected.

Homeowner's and Renter's Insurance can cover the following situations:

  • Fire or Lightning
  • Windstorm or Hail
  • Explosion
  • Riots or Civil Commotion
  • Damage caused by Aircraft or Vehicle
  • Smoke
  • Vandalism or Malicious Mischief
  • Theft
  • Volcanic Eruption
  • Falling Objects
  • Hurricanes
  • Tornadoes
  • Ice, Snow Or Sleet

A standard Homeowner's Insurance policy includes four types of coverage:

  • Coverage for the structure of your home
  • Coverage for your personal belongings
  • Liability protection
  • Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster

Renter's Insurance

You should be aware that your landlord's insurance will not cover your personal property in the event of a disaster (such as a flood or fire) or theft. You are responsible for insuring your property.

home and renters