Garage / Garage Keepers Liability

Protect your auto repair shop with garage Liability & keepers insurance

Auto service and repair insurance from A Ace Insurance Inc. offers competitive rates and specialized protection for businesses including car washes, mechanic shops, and auto body shops.


We'll get you a garage liability or  garagekeeper's insurance policy quickly, so you won't have to put the brakes on growing your business, whether you're establishing a new location or adding new services. Give us a call today to speak with Mike directly for a free quote!

Similiar but Different Policy Coverages

It is simple to see why garage responsibility is often confused with the garagekeeper's liability. Although the topics they address are distinct, common usage often conflates the two. Let's break down the difference between garage liability and garagekeeper's liability so you can tell the difference between the two.

The Difference Between Garage Liability & Garagekeepers

Garage Liability

Liability insurance for a garage is a form of protection against financial loss in the event of injury or property damage caused by garage-related activities. Coverage for vehicles parked or serviced at your dealership extends beyond just their use, ownership, and maintenance.


Garage responsibility applies if a mechanic is injured while inspecting a customer's vehicle for damage or when testing a repaired vehicle that was returned to the dealership. This will take care of the other driver's medical bills and repairs to their vehicle if there's an accident.

Garagekeepers

With this type of insurance, your garage or car dealership is covered if the car left in your care gets stolen or damaged. This means that this type of insurance helps protect the cars that are being taken care of by the garage or car store. This includes cars that are parked, being fixed, being inspected, or just being kept by the workshop. In the situation described above, the mechanic's car is covered by this insurance.


The Garagekeeper's Liability coverage can come in three different forms: legal liability, direct main, and direct excess. 

Request a free quote, get information, or ask for professional advice – call mike on 225-293-9683.

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