Liability

Accidents Happen. Have a General Liability Insurance Policy Active When They Do

Most of the hazards associated with operating a company are covered by general liability insurance. If a customer trips and gets hurt on your premises, or if your company causes damage to someone else's property, this type of insurance will cover the legal fees associated with defending yourself in court. Personal and commercial injuries like libel and copyright infringement are also covered by this policy. Located in Baton Rouge, LC, A Ace Insurance Inc. is here to assist you in all of these areas.


General liability insurance is often a prerequisite of a lease, loan, or contract that a small business owner must meet. If you're signing a business lease with your landlord, they may request proof of insurance.

What General Liability Insurance Covers

Third-Party Bodily Injuries

If a customer is injured in an accident at your place of work, general liability insurance can help cover medical costs. It also includes legal fees if a customer sues because of the injury.

Third-Party Property Damage

A general liability insurance coverage can cover costs if your company inadvertently damages or destroys someone else's property.

Product Liability

Product liability insurance is usually included in commercial general liability (CGL) plans. This coverage will help pay for lawsuits and other financial losses caused by faulty goods, labeling mistakes that hurt customers, and other product risks.

Personal Injuries & Advertising Injuries

These policies can help pay for legal defense costs and any settlement or verdict resulting from a claim of slander, libel, false arrest, or copyright infringement brought against a company or its employees.

Need more information? Call us on 225-293-9683 to speak with oUR EXPERT, Mike.

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